Get Health benefits that last until you use them, not till the end of your premium.

Healthcare shouldn’t come with uncertainty. Our senior citizen health insurance simplifies the complicated; covering pre-existing conditions, enabling cashless access across India with no hidden conditions and no surprises – all with our standard no-expiry benefits. The best time to start was 20 years ago. The next best time? Today!

They gave you a lifetime of care.
Now you can give them lifetime protection.

They gave you a lifetime of care.
Now you can give them lifetime protection.

Certainty, for every stage of life. A senior citizen plan with lifetime cover, nationwide cashless care, and no hidden conditions; just lasting peace of mind.

Get Health benefits that last until you use them, not till the end of your premium

Healthcare shouldn’t come with uncertainty. Our senior citizen health insurance simplifies the complicated; covering pre-existing conditions, enabling cashless access across India with no hidden conditions and no surprises – all with our standard no-expiry benefits. The best time to start was 20 years ago. The next best time? Today!

Get a Free Health Insurance Quote

By providing my details, I consent to receive assistance from Citadel Prime regarding my purchases and services through any valid communication channel.

Get Health Insurance Quote in 2 Steps

By providing my details, I consent to receive assistance from Citadel Prime regarding my purchases and services through any valid communication channel.

Examples of personalized benefit bundles

Diabetes

Plan Description

Key Tests

• Lipid Profile
• Hb1Ac
• Complete Blood Count
• Kidney & Liver Function Tests (2×/yr)

Free Medication
(1 yr)

Diabetes medication

Unlimited Consults

Doctor & Nutritionist

Price & Duration

₹11,200
(Forever, until used)

Plan Description

Key Tests

• Hb1Ac
• Lipid Profile
• Electrolytes
• Albumin Creatinine Ratio

Free Medication
(1 yr)

BP medication

Unlimited Consults

Doctor & Nutritionist

Price & Duration

₹10,500
(Forever, until used)

Plan Description

Key Tests

• ALP (Alkaline Phosphatase)
• ASO Titre
• Serum Calcium
• CBC
• Folate
• RA Factor
• Uric Acid
• Vitamin D
• Dexa Scan

Free Medication
(1 yr)

Unlimited Consults

Price & Duration

₹12,900
(Forever, until used)

Sample Bundles

Benefits

Price & Duration

High Blood Sugar/ Diabetes

  • Lipid Profile
  • Hb1Ac, 
  • Complete Blood Count, 
  • Free kidney and liver function tests twice a year
  • Free diabetes medication for a year
  • Unlimited Doctor and Nutritionist Consults
Rs. 11,200
Forever, until used
High Blood Pressure/
Hypertension
  • Hb1Ac, 
  • Lipid Profile, 
  • Electrolytes, 
  • Albumin Creatinine Ratio, 
  • Free Blood Pressure medication for a year
  • Unlimited Doctor and Nutritionist Consults
Rs. 10,500
Forever, until used

Osteoporosis

  • ALP-Alkaline Phosphatase
  • ASO Titre
  • Serum Calcium
  • CBC
  • Folate
  • RA Factor
  • Uric Acid
  • Vitamin D
  • Dexa Scan
Rs. 12,900
Forever, until used

The Insurance Process Made Easy for You

Choose your plan with a Citadel Prime advisor 

We’ll help you understand which plan fits best.

Pick the lifetime benefits that match your family’s needs

From routine care to long-term support, select what matters most to your health journey.

Use your benefits anytime, anywhere

Get care when you need it, without worrying about expiry dates or complex steps.

Choose your plan with a Citadel Prime advisor 

We’ll help you understand which plan fits best.

Pick the lifetime benefits that match your family’s needs

From routine care to long-term support, select what matters most to your health journey.

Use your benefits anytime, anywhere

Get care when you need it, without worrying about expiry dates or complex steps.

Personalized coverage for people aged 50 and above

Fast access with shorter waiting periods

Easy cashless hospitalization for seniors across India

Lifetime renewals, no age-based restrictions

Support for pre-existing disease coverage for senior citizens

Personalized coverage for people aged 50 and above

Fast access with shorter waiting periods

Easy cashless hospitalization for seniors across India

Lifetime renewals, no age-based restrictions

Support for pre-existing disease coverage for senior citizens

What is Citadel Prime

Citadel Prime is the care management and benefits arm of the Citadel Health System. We make health insurance simple, flexible and add tons of benefits! From everyday care to long-term coverage, our focus is on your well-being, not just your insurance.

Why Choose Citadel Prime

What makes Citadel Prime a better choice for senior citizen health insurance?

Affordable Medical Care Without Compromises

Access high-quality healthcare at affordable rates, ensuring that you never have to compromise on your health due to financial constraints. We make sure you get the best care without breaking the bank.

Free Doctor Consultations and Health Check-Ups

Get unlimited consultations with doctors and comprehensive health check-ups without any extra cost. Prioritize your well-being with regular health assessments and professional advice.

Coverage for
Pre-Existing Conditions

We offer coverage for pre-existing conditions from day one, so you don’t have to worry about your medical history affecting your care. We’re here to provide peace of mind and reliable health coverage.

Cashless Hospitalisation Across India

Enjoy cashless hospitalisation at over 5,000 network hospitals nationwide. Get treated without the upfront financial burden and focus on getting better while we take care of the payment process.

Lifetime Renewals, No Age Limit

Our health plans come with lifetime renewals, ensuring that no matter how old you get, your coverage continues. There’s no age cap, so you can stay protected for life.

Support to Help You Stay Healthy, Longer

Our commitment extends beyond treatment. We offer health and wellness support to help you maintain a long, healthy life, from preventive care to guidance on lifestyle improvements.

Get a Free Health Insurance Quote

Secure your health and future with a quick, free insurance quote.

Frequently Asked
Questions

Everything you need to know about our health-first insurance plans.

Citadel Prime focuses on simplicity, long-term value, and personalized support for the elderly. With shorter waiting periods, cashless hospitalization for seniors, and lifetime renewals, we offer one of the best health insurance for senior citizens in India, without the hidden fine print.

Yes. Citadel Prime offers pre-existing disease coverage for senior citizens, including conditions like diabetes and high blood pressure. We believe your medical history shouldn’t be a barrier to care.

Absolutely. Our policy is ideal for anyone looking for affordable health insurance for elderly parents. It includes doctor consults, hospitalisation cover, and preventive healthcare benefits for senior citizens, all in one simple plan.

Yes. You can claim tax benefits of health insurance for older people under Section 80D of the Income Tax Act, making your premium payments protection for your health and your wallet.

Yes, Citadel Prime offers flexible options, including individual health insurance for elderly people as well as family floater plans. You can choose what fits best based on your needs and lifestyle.