Living with a health condition shouldn’t mean limited options

Citadel Prime gives you medical insurance with pre-existing illness cover that’s actually built for shorter waiting periods, cashless care, and lifetime support. It’s health insurance for pre-existing conditions in India that treats your history with care and gives you the confidence to move forward on your terms.

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Examples of personalized benefit bundles

Sample Bundles

Benefits

Market Price

Duration

Thyroid Disorders

  • Free Thyroid Screening twice a year
  • Free Thyroid medication for a year
  • Unlimited Doctor and Nutritionist Consults

Rs. 9,600

Forever, until used

High Blood Sugar/Diabetes

  • Lipid Profile
  • Hb1Ac, 
  • Complete Blood Count, 
  • Free Kidney and Liver Function Tests twice a year
  • Free Diabetes medication for a year
  • Unlimited Doctor and Nutritionist Consults

Rs. 11,200

Forever, until used

High Blood Pressure/Hypertension

  • Hb1Ac, 
  • Lipid Profile, 
  • Electrolytes, 
  • Albumin Creatinine Ratio, 
  • Free Blood Pressure medication for a year
  • Unlimited Doctor and Nutritionist Consults

Rs. 10,900

Forever, until used

Osteoporosis

  • ALP-Alkaline Phosphatase
  • ASO Titre
  • Electrolytes, 
  • CBC
  • Folate
  • RA Factor
  • Uric Acid
  • Vitamin D
  • Dexa Scan

Rs. 12,900

Forever, until used

The Insurance Process Made Easy for You

Choose your plan with a Citadel Prime advisor 

We’ll help you understand which plan fits best.

Pick the lifetime benefits that match your family’s needs

From routine care to long-term support, select what matters most to your health journey.

Use your benefits anytime, anywhere

Get care when you need it, without worrying about expiry dates or complex steps.

Choose your plan with a Citadel Prime advisor

We’ll help you understand which plan fits best.

Pick the lifetime benefits that match your family’s needs

From routine care to long-term support, select what matters most to your health journey.

Use your benefits anytime, anywhere

Get care when you need it, without worrying about expiry dates or complex steps.

Personalized coverage for people aged 50 and above

Fast access with shorter waiting periods

Easy cashless hospitalization for seniors across India

Lifetime renewals, no age-based restrictions

Support for pre-existing disease coverage for senior citizens

Coverage that fits chronic conditions like diabetes and hypertension

Shorter waiting periods for pre-existing conditions

Cashless health insurance for chronic illness across top hospitals

Individual or family health insurance plans covering pre-existing illnesses

Ongoing care and preventive healthcare benefits designed to keep you well

What is Citadel Prime

Citadel Prime is the care management and insurance arm of Citadel Health System. We make health insurance in India simple, flexible, and aligned with the way life unfolds, whether you need support today or decades from now. From everyday coverage to long-term care, our focus is on your well-being, not just your insurance.

Why Choose Citadel Prime

What makes Citadel Prime a better choice for senior citizen health insurance?

Faster access with shorter waiting periods

Get your policy benefits activated quickly, allowing you to seek treatment without long waiting times and ensuring timely medical support when you need it most.

Pre-existing disease coverage from day one

Unlike many plans that delay or exclude coverage, our policy protects your pre-existing conditions right from day one, giving you complete peace of mind.

Cashless health insurance for chronic illness across top hospitals

Access high-quality treatment for chronic illnesses without worrying about upfront payments, thanks to our wide network of reputed cashless hospitals.

Simple, paperless onboarding with no medical tests in many cases

Enjoy a seamless digital onboarding experience with minimal documentation and, in most cases, no medical checkups required.

Available for individuals or as part of family health insurance plans

Choose a plan that fits your lifestyle—whether you need individual protection or a family plan that safeguards your loved ones under one cover.

Deep expertise in covering pre-existing and chronic health needs

Rely on our specialized expertise in managing long-term and complex health conditions, ensuring you get the right care and coverage throughout your journey.

Frequently Asked
Questions

Everything you need to know about our health-first insurance plans.

It’s a type of plan that offers medical coverage for health issues you already had before buying the policy, like diabetes, hypertension, or asthma. Citadel Prime’s coverage for pre-existing conditions offers shorter waiting periods, cashless care and support that’s built around your real needs.

Most plans in India have a waiting period of 2 to 4 years. At Citadel Prime, we offer shorter waiting periods for pre-existing conditions in health insurance, so you don’t have to wait years to access care that matters now.

Yes, Citadel Prime offers individual health insurance with pre-existing condition coverage, with no age-based exclusions and flexible options. You can also choose a family health insurance plan covering pre-existing illnesses if you want to include dependents.

Absolutely. Our plans include cashless health insurance for chronic illness at a wide network of hospitals across India, so you can focus on treatment without worrying about payments upfront.

We combine pre-existing disease coverage health insurance with shorter wait times, simpler claims, and lifelong support. Designed by a team that understands real-world care, it’s coverage that keeps up with you, not just your paperwork.